GROUND-UP CONSTRUCTION FINANCING
Financing solutions for real estate investors, builders, and developers constructing from the ground up. Fund land acquisition, construction costs, and eligible project expenses with programs structured around your project and experience.
GROUND-UP CONSTRUCTION PROGRAM HIGHLIGHTS
Loans up to $5,000,000
Experienced Developers
Up to 95% LTC or 75% ARV*
First-Time Developers
Up to 85% LTC or 65% ARV*
Additional Highlights
Rates may start at 8.5%*
12–24 month terms
Interest-only payments
No prepayment penalty
Non-Dutch interest
Domestic & international borrowers
Closings may be available in 10–20 days
*Maximum leverage is subject to underwriting and is generally based on the lesser of the applicable LTC or ARV limit.
ELIGIBLE PROPERTY TYPES
Single-Family Homes
2–4 Unit Properties
Multifamily Properties
Condominiums
Townhomes
Mixed-Use Properties
Other Investment Properties Considered
READY TO FUND YOUR CONSTRUCTION PROJECT?
Tell me about your project, land or purchase price, construction budget, and financing needs. I’ll personally review your scenario and discuss financing options that may be available.
WHAT YOU’LL NEED
Purchase Contract or Land Ownership Information
Detailed Construction Budget & Scope of Work
Plans & Specifications
Borrower / Entity Information
Recent Bank Statements / Proof of Funds
Developer / Builder Experience
General Contractor Information
Project Timeline & Draw Schedule
Property Insurance
Loan programs, rates, terms, leverage, and eligibility are subject to change and lender approval. Rates and terms shown are for informational purposes only and are not a commitment to lend. Actual terms depend on the property, borrower qualifications, experience, loan amount, project details, and other underwriting factors.